Setup Guides
Everything you need to know in order to answer our onboarding questions.
Foreign home buyer rules
What do you need to know? As of January 2023, non-Canadian individuals and enterprises are banned from buying property in Canada for two years. There ...
Understanding if you or a co-owner is legally married
What do you need to know? A marriage is a formal and legally binding union between two people. For marriages in Ontario, a marriage licence is issued ...
Determining if you or a co-owner lives with a partner
What do you need to know? Living with a partner is defined as a conjugal relationship where two people have been living with each other on a continuou...
Determining custom split of ownership across co-purchasers
What do you need to know? The ownership of a property can be split across co-purchasers in any percentage distribution, so long as it totals 100%. How...
Determining if you or a co-owner has lived with a partner for more than three years
What do you need to know? Whether or not an individual lives with a partner can help to determine if they are living in common law. If they have lived...
Independent legal advice for a purchasers partner
What do you need to know? Each spouse in a legally married couple is automatically entitled to one-half of their partner's interest in the value of th...
Intention to live in this property
What do you need to know? Whether or not a purchaser intends to live in the property within nine months of the closing date is a determinant in eligib...
Determining if you or a co-owner is deemed to have a child with a partner
What do you need to know? If a person and their partner have had a child together via birth and are both listed as parents on the birth certificate, t...
Determining if a purchasers partner will be on title
What do you need to know? Those listed on title are the names associated with ownership of the property in question. If a purchaser's partner is liste...
Citizen or permanent resident of Canada
What do you need to know? A Canadian citizen is someone who was born in Canada, became a citizen through the permanent residency process, is a first g...
Determining a purchaser’s partner's previous ownership of property
What do you need to know? If a purchaser's partner's name has been on title or registration for any property inside or outside of Canada, they have pr...
Previous ownership of property
What do you need to know? If a purchaser's name has been on title or registration for any property inside or outside of Canada, they have previously o...
Fees and charges on your final bill
What do you need to know? We determine the fee we charge you based on the expected workload involved. The amount we charge for Ownright services will ...
Refugees with special status
What do you need to know? A refugee is someone who has fled their country because they are at risk of human rights violations and persecution there, u...
Determining a purchaser’s partner’s ownership status
What’s this about? We set up our transactions based on the details outlined in the Agreement of Purchase and Sale (APS). In some instances, spouses or...
Determining if a property has tenants
What do you need to know? If there is an existing lease agreement with someone who pays rent to live in the property you are selling, the property has...
Allocation of a purchasers ownership share if they die
What’s this about? Determining how co-purchasers want to allocate their ownership stake in the event of their death is an important part in the regist...
Splitting ownership amongst co-purchasers
What do you need to know? If two or more people are purchasing a property together, the ownership split can be adjusted to meet the purchasing group's...
Buyer request to remove tenants
What do you need to know? If the buyer intends to live in the property and has asked you to remove the tenants, it is your responsibility to notify th...
Determining when the N12 Notice was sent
What do you need to know? The N12 must be served to the tenants 60 days ahead of the date they are expected to vacate the property. The date served is...
Serving your tenants an N12 Notice
What do you need to know? If the buyer intends to move into the property you are selling, you must notify existing tenants that they must vacate the p...
Determining if HST will apply to your sale
What do you need to know? If any of these are applicable to you, HST is likely to apply to your property sale. Here is what you need to know for each ...
Determining if you have obtained a Clearance Certificate
What do you need to know? As you have spent less than 183 days in Canada, you are deemed a non-resident. Due to this, you are required to obtain a Cle...
Determining if you have resided in Canada for 183 or more days in the past year
What do you need to know? You must determine if you have resided in Canada for 183 or more days in the most recent tax year. This is equal to one day ...
Determining if you have a survey of the property
What do you need to know? A property survey is a document that outlines the size and shape of a property and any buildings or fences on the property b...
Determining if any property changes have been made
What do you need to know? If you have added any new buildings, extensions, or fences to the property or torn anything down on the property since the d...
Determining if you are common law
Onboarding questions related to if you have a partner, how long you have lived with that partner, and if you and your partner have a child together ar...
Independent legal advice for your co-purchasers partner
What do you need to know? Each spouse in a legally married couple is automatically entitled to one-half of their partner's interest in the value of th...
Joint tenancy and tenancy-in-common
Joint Tenancy If you hold title with someone else as joint tenants, this means each of you has a right of survivorship. If any individual owner dies, ...
How to get tax information from your lender
How are my taxes paid through my mortgage? With each mortgage payment, your mortgage provider is taking an additional amount to cover property taxes. ...